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Joint pays once, on the first death. Dual covers each person separately.

For mortgage protection, the amount you owe. 10,000 to 10,000,000.

For mortgage protection, the years left on your mortgage. 5 to 40.

You

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Smoked or used nicotine in the last 12 months?
Second person (joint or dual cover only)

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Smoked or used nicotine in the last 12 months?