MyLife Protection

Protection that actually makes sense

Plain English explanations of every protection product available in Ireland — what it does, who needs it, and what it costs.

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Mortgage Protection

Pays off your mortgage if you die

If you have a mortgage, your lender legally requires you to have mortgage protection in place. It pays off the outstanding balance if you die during the term — so your family keeps the home.

✓ Required by law for most mortgages✓ Cover reduces as your mortgage reduces✓ From as little as €20/month✓ Whole-of-market comparison
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Level Term Life Cover

A fixed lump sum for your family

Unlike mortgage protection, level term cover pays a fixed lump sum — the amount doesn't reduce over time. Ideal for replacing income, covering childcare costs, or leaving a financial cushion for your family.

✓ Fixed sum assured throughout the term✓ Can be used for any purpose✓ Can include serious illness cover✓ Single or joint life basis
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Serious Illness Cover

A lump sum on diagnosis of a serious illness

Pays a tax-free lump sum if you're diagnosed with a specified serious illness — cancer, heart attack, stroke and many more. The money is yours to use however you need.

✓ 50+ conditions typically covered✓ Tax-free lump sum✓ Can be added to life cover or standalone✓ Children's cover often included
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Income Protection

Replaces your income if you can't work

If illness or injury stops you working, income protection pays up to 75% of your salary until you return to work or reach retirement age. Tax relief available on premiums.

✓ Up to 75% of salary covered✓ Pays until you return to work or retire✓ Tax relief on premiums✓ Covers physical and mental illness

Why use MyLife?

We search every major Irish insurer and recommend the best option for your specific circumstances — not the one that pays us the most commission.

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Whole-of-market

All 5 Irish insurers

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QFA on every case

Qualified adviser review

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Fully online

No paperwork, no calls

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MyLife rate

Up to 10% discount

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