Unlike mortgage protection, level term cover pays the same amount whenever you die during the term — providing real financial security for your family.
Get a free quote →Level term life insurance pays a fixed, tax-free lump sum to your family if you die within the policy term. Unlike mortgage protection — where the cover reduces as your mortgage reduces — the sum assured stays the same throughout the term.
This makes it ideal for replacing income, covering childcare or education costs, clearing debts, or simply providing your family with financial breathing room if the worst happens.
The money is paid directly to your next of kin or designated beneficiaries and can be used for any purpose.
Parents with young children
To replace your income and cover childcare, education, and living costs until your children are financially independent.
Business owners
To cover business debts or fund a buy-out agreement if a key person dies.
Renters
No mortgage to protect, but your family still depends on your income.
High earners
Where mortgage protection isn't enough — to replace a significant income your family relies on.
People with large debts
To ensure debts beyond the mortgage don't fall on your family.
Our AI adviser will help you work out the right amount and term for your situation.
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