Guides & Research
Insurance Guides for Irish Consumers
Plain-English guides on mortgage protection and life insurance in Ireland. Written by regulated advisers. Updated April 2026.
The Switching Gap: Are Irish Homeowners Overpaying for Mortgage Protection?
Many Irish homeowners arranged mortgage protection years ago and never reviewed it. Donal Milmo-Penny of mylife.ie examines the Switching Gap — the difference between what people are paying and what they could pay — and how to review cover safely.
10 min read
Consumer Guide to Mortgage Protection Insurance in Ireland
A plain-English guide to mortgage protection — what it does, when it's compulsory, the difference between decreasing and level term cover, joint vs dual life, serious illness add-ons, cancer survivor rules, and why you don't have to buy from your bank.
15 min read
Consumer Guide to Life Insurance in Ireland
How much life insurance does your family actually need? This guide explains the mylife.ie method for sizing cover based on household outgoings — not salary — plus worked examples, joint vs dual life, serious illness cover, and why family protection should be separate from your mortgage.
15 min read
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